Personal finance 2

Where should I put my emergency fund for best returns?

Where should I put my emergency fund for best returns?

A month or so ago I wrote about a common need of many people to try and optimize their emergency fund at the expense of low risk and accessibility. There is a desire to optimize every dollar. But if that comes at the expense of putting it in an account that is too risky or one that is […..]

Is compounding really that magic after all?

Is compounding really that magic after all?

There is not much more in the personal finance world that gets a money person (me included) drooling than compound interest.

Just the mention of those two words lights up their eyes.

If you are a regular reader you would already know about the benefits of compound interest by how much I talk about it.

But sometimes I feel I may be overstating the importance of compound interest […..]