All calculators are downloadable Excel spreadsheets that allow you to save and amend your own personal data.With both spreadsheets, enter your personal data in the purple coloured cells.

New Zealand student loan calculator

This calculator will let you know how much of your monthly income will be going towards student loan payments, expected loan balance at certain dates in the future, and when you can expect to have your loan paid off by.

There are even options available to add additional contributions to your student loan with this calculator. And there is also an option to enter how much you want to assume your income will increase by (if any).

If you would prefer to see what your take home income will be after payment of student loan, then you can check out the take home pay calculators.

Student loan repayments in New Zealand vs overseas

This calculator lets you see how much you will likely pay towards your student loan if you live overseas. Again, there are options to add additional contributions too. You can also see how much of the loan being paid is principal and how much is interest.

Not only can you see how much you would pay if based overseas, but you can also compare that to if you stayed in New Zealand. The calculator will show the difference from just the loan payment perspective.

For personalised advice on how to make the most of your income, then get in touch for a no obligations chat to see how we may be able to add value for you.

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