have seen people in various online forums, and some of my clients have recently asked, about the impact of capital gains on their investments.
“How will my Kiwisaver be taxed”?
“How much will my rental property be taxed”?
“Will my business be affected”?
We all like to thing we are the king/queen of the basketball court, the best lover and the smartest financial guru. No? Just me? Awkward
We can’t all be in the top 20%. There always has to be a top, a middle, and a bottom. Our chance of winning first division lotto is 1 in 5 million, yet much more than […..]
To change our path in life we are said to be either inspired or desperate. As a volunteer budget adviser in the community I see a lot of desperate people wanting to change their lives so money no longer controls them. They are desperate to get out of debt and desperate to free the mind from money worries. Over time it becomes such a heavy burden to carry that we […..]
It seems nowadays we are inundated with options. Hundreds of TV channels, online clothing stores and many investment options. Even once we have finally chosen on a mortgage provider for example, then we have another set of decisions. Do we fix? Do we float? Both? Revolving credit? Interest only? Decisions within the decision if you will. This may seem like a good thing on the surface. More options mean more competition for our attention, which should result in a greater quality of product or service at a lower price.
However, the end result can make us tired of thinking and analysing, and potentially making a sub par decision. Or no decision at all
